.zoom-effect-container {
    float: left;
    position: relative;
    width: 236px;
    height: 220px;
    margin: 0 auto;
    overflow: hidden;
	background-color:#fdfbfb;
}

.image-card {
  position: absolute;
  top: 0;
  left: 0;
}

.image-card img {
  -webkit-transition: 0.4s ease;
  transition: 0.4s ease;
  padding-left:8px;
  padding-top:10px;
}

.zoom-effect-container:hover .image-card img {
  -webkit-transform: scale(1.08);
  transform: scale(1.08);
  background:url(2.jpg);
}


.applynow{
background-image:url(images/apply_now.gif);
width:268px;
height:72px;
}

.footer {
  position: fixed;
  right: 0;
  bottom: 0;
  left: 0;
  padding: 1rem;
  background-color: #DAE3F7;
  text-align: center;
  z-index:1000;	
}